✅ Why Maternity Coverage is Important
Maternity and newborn care expenses can be high. Health insurance with maternity benefits helps cover delivery costs, prenatal/postnatal care, and newborn coverage.
🔍 Best Plans with Maternity Benefits
1. Niva Bupa (Max Bupa) Health Premia
- Coverage: ₹5 lakh – ₹3 crore
- Maternity Cover: After 2-year waiting period
- Also covers: Newborn baby + Vaccinations
2. Care Joy Maternity Insurance
- Coverage: ₹3 lakh – ₹5 lakh
- Maternity & Delivery Covered: Normal + C-section
- Newborn baby cover up to policy limit
3. Religare Care with Joy Add-on
- Waiting period: 9 months – 2 years
- Includes prenatal and postnatal expenses
📝 Tips:
- Check waiting periods and limit caps
- Choose cashless hospitals with maternity services