Health Insurance for Freelancers and Self-Employed in India – 2025 Guide

Published: April 10, 2025

Introduction:
Freelancers and self-employed professionals often skip health insurance. Here’s why you shouldn’t in 2025.

Why It Matters:

  • ✅ No employer coverage
  • 🏥 Rising hospitalization costs
  • 🛡️ Income protection during illness

Top Plans:

  1. HDFC ERGO Optima Restore
  2. Niva Bupa ReAssure 2.0
  3. Star Health Comprehensive Plan

Tips:
Choose plans with income protection riders and daily hospital cash benefits.

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