Senior citizens require special health insurance due to age-related medical needs. Here are the top plans for 2025:
Top Senior Citizen Health Insurance Plans
- Star Health Senior Citizens Red Carpet
- Coverage: ₹1 lakh – ₹25 lakh
- Key Benefits:
- No pre-policy medical check-up required
- Covers pre-existing diseases from day 1
- Day-care procedures covered
- Bajaj Allianz Silver Health Plan
- Coverage: ₹50,000 – ₹10 lakh
- Key Benefits:
- Coverage for pre-existing diseases after 1 year
- 100% sum insured restoration
- Domiciliary hospitalization covered
- New India Assurance Senior Citizen Mediclaim
- Coverage: ₹1 lakh – ₹5 lakh
- Key Benefits:
- Covers hospitalization and domiciliary treatment
- 10% discount for self and spouse
- Ambulance cover up to ₹2,000 per hospitalization
Why Choose Senior Citizen Health Insurance?
- Special benefits for age-related diseases
- Lower waiting period for pre-existing conditions
- Free health check-ups and wellness programs