Best Low-Cost Health Insurance Plans in India 2025 (Under ₹500/month

Affordable Protection for All

Looking for budget plans? These plans provide basic but essential health coverage under ₹500 per month.

🔍 Recommended Low-Cost Plans

1. Digit Health Plus

  • Coverage: ₹1 lakh – ₹5 lakh
  • Monthly Premium: Starts at ₹400
  • Covers hospitalization + AYUSH + daycare

2. Acko Health Plan

  • Premium: ₹450/month approx.
  • Free teleconsultation, diagnostics, wellness tools

3. Care Health Joy Mini

  • Coverage: ₹3 lakh
  • Includes day care, room rent, ambulance

📝 Tips:

  • Start small, upgrade as income increases
  • Choose digital-first insurers for faster service

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